NYQ·Financial Services·$1.9B·#229 / 447 in Financial Services
STEL Stellar Bancorp, Inc.
49SPECULATIVE
CATEGORY BREAKDOWN
GROWTH0
QUALITY0
STABILITY99
VALUATION75
GOVERNANCE77
METRIC BREAKDOWN
Revenue Growth (YoY)
Year-over-year revenue growth rate
-1.8%
0
> 50% strong
Gross Margin
Revenue retained after direct costs
N/A
0
> 50% strong
Cash Runway
Months of cash at current burn rate
999 months
100
> 24 months ideal
Debt / Equity
Total debt relative to shareholder equity
2.4%
98
< 25% strong
Price / Sales
Market cap relative to trailing revenue
4.5x
75
< 3x strong
Rule of 40
Growth rate plus operating margin
N/A
0
> 40 excellent
Insider Ownership
Percentage of shares held by insiders
10.0%
65
> 20% strong
Share Dilution (12M)
Share count increase over last 12 months
-0.9%
100
< 5% ideal
SCORE HISTORY
RELATED STOCKS
COMPARE STEL WITH…
OR QUICK-COMPARE SECTOR PEERS
SCORE ALERT
Get notified when STEL's score changes by 5+ points.
DATA INFO
Last updated: May 4, 2026
Sources: SEC EDGAR, Financial Modeling Prep, Yahoo Finance. Not financial advice.