NGM·Financial Services·$746M·#164 / 447 in Financial Services

SMBC Southern Missouri Bancorp, Inc.

52SPECULATIVE

CATEGORY BREAKDOWN

GROWTH18
QUALITY0
STABILITY94
VALUATION80
GOVERNANCE83

METRIC BREAKDOWN

Revenue Growth (YoY)

Year-over-year revenue growth rate

+11.1%
18

> 50% strong

Gross Margin

Revenue retained after direct costs

N/A
0

> 50% strong

Cash Runway

Months of cash at current burn rate

999 months
100

> 24 months ideal

Debt / Equity

Total debt relative to shareholder equity

23.4%
81

< 25% strong

Price / Sales

Market cap relative to trailing revenue

4.0x
80

< 3x strong

Rule of 40

Growth rate plus operating margin

N/A
0

> 40 excellent

Insider Ownership

Percentage of shares held by insiders

14.5%
74

> 20% strong

Share Dilution (12M)

Share count increase over last 12 months

-8.1%
100

< 5% ideal

SCORE HISTORY

COMPARE SMBC WITH…

SMBCvs

OR QUICK-COMPARE SECTOR PEERS

SCORE ALERT

Get notified when SMBC's score changes by 5+ points.

DATA INFO

Last updated: May 4, 2026

Sources: SEC EDGAR, Financial Modeling Prep, Yahoo Finance. Not financial advice.