NGM·Financial Services·$529M·#289 / 447 in Financial Services

SFST Southern First Bancshares, Inc.

45SPECULATIVE

CATEGORY BREAKDOWN

GROWTH42
QUALITY0
STABILITY78
VALUATION77
GOVERNANCE36

METRIC BREAKDOWN

Revenue Growth (YoY)

Year-over-year revenue growth rate

+26.5%
42

> 50% strong

Gross Margin

Revenue retained after direct costs

N/A
0

> 50% strong

Cash Runway

Months of cash at current burn rate

999 months
100

> 24 months ideal

Debt / Equity

Total debt relative to shareholder equity

71.9%
35

< 25% strong

Price / Sales

Market cap relative to trailing revenue

4.3x
77

< 3x strong

Rule of 40

Growth rate plus operating margin

N/A
0

> 40 excellent

Insider Ownership

Percentage of shares held by insiders

5.4%
42

> 20% strong

Share Dilution (12M)

Share count increase over last 12 months

+15.7%
23

< 5% ideal

SCORE HISTORY

COMPARE SFST WITH…

SFSTvs

OR QUICK-COMPARE SECTOR PEERS

SCORE ALERT

Get notified when SFST's score changes by 5+ points.

DATA INFO

Last updated: May 4, 2026

Sources: SEC EDGAR, Financial Modeling Prep, Yahoo Finance. Not financial advice.