NCM·Financial Services·$55M·#184 / 447 in Financial Services

FSEA First Seacoast Bancorp, Inc.

51SPECULATIVE

CATEGORY BREAKDOWN

GROWTH26
QUALITY0
STABILITY75
VALUATION85
GOVERNANCE98

METRIC BREAKDOWN

Revenue Growth (YoY)

Year-over-year revenue growth rate

+16.0%
26

> 50% strong

Gross Margin

Revenue retained after direct costs

N/A
0

> 50% strong

Cash Runway

Months of cash at current burn rate

999 months
100

> 24 months ideal

Debt / Equity

Total debt relative to shareholder equity

82.3%
26

< 25% strong

Price / Sales

Market cap relative to trailing revenue

3.5x
85

< 3x strong

Rule of 40

Growth rate plus operating margin

N/A
0

> 40 excellent

Insider Ownership

Percentage of shares held by insiders

28.3%
97

> 20% strong

Share Dilution (12M)

Share count increase over last 12 months

-11.5%
100

< 5% ideal

SCORE HISTORY

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DATA INFO

Last updated: May 4, 2026

Sources: SEC EDGAR, Financial Modeling Prep, Yahoo Finance. Not financial advice.