NCM·Financial Services·$500M·#139 / 447 in Financial Services

BWB Bridgewater Bancshares, Inc.

53SPECULATIVE

CATEGORY BREAKDOWN

GROWTH51
QUALITY0
STABILITY71
VALUATION87
GOVERNANCE88

METRIC BREAKDOWN

Revenue Growth (YoY)

Year-over-year revenue growth rate

+31.8%
51

> 50% strong

Gross Margin

Revenue retained after direct costs

N/A
0

> 50% strong

Cash Runway

Months of cash at current burn rate

999 months
100

> 24 months ideal

Debt / Equity

Total debt relative to shareholder equity

98.3%
12

< 25% strong

Price / Sales

Market cap relative to trailing revenue

3.3x
87

< 3x strong

Rule of 40

Growth rate plus operating margin

N/A
0

> 40 excellent

Insider Ownership

Percentage of shares held by insiders

20.6%
86

> 20% strong

Share Dilution (12M)

Share count increase over last 12 months

+1.3%
92

< 5% ideal

SCORE HISTORY

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DATA INFO

Last updated: May 4, 2026

Sources: SEC EDGAR, Financial Modeling Prep, Yahoo Finance. Not financial advice.