NMS·Financial Services·$325M·#291 / 447 in Financial Services

WSBF Waterstone Financial, Inc.

45SPECULATIVE

CATEGORY BREAKDOWN

GROWTH8
QUALITY0
STABILITY69
VALUATION94
GOVERNANCE88

METRIC BREAKDOWN

Revenue Growth (YoY)

Year-over-year revenue growth rate

+4.9%
8

> 50% strong

Gross Margin

Revenue retained after direct costs

N/A
0

> 50% strong

Cash Runway

Months of cash at current burn rate

999 months
100

> 24 months ideal

Debt / Equity

Total debt relative to shareholder equity

116.2%
7

< 25% strong

Price / Sales

Market cap relative to trailing revenue

2.2x
94

< 3x strong

Rule of 40

Growth rate plus operating margin

N/A
0

> 40 excellent

Insider Ownership

Percentage of shares held by insiders

18.7%
82

> 20% strong

Share Dilution (12M)

Share count increase over last 12 months

-5.9%
100

< 5% ideal

SCORE HISTORY

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DATA INFO

Last updated: May 4, 2026

Sources: SEC EDGAR, Financial Modeling Prep, Yahoo Finance. Not financial advice.