NMS·Financial Services·$1.1B·#340 / 447 in Financial Services

OCFC OceanFirst Financial Corp.

40HIGH RISK

CATEGORY BREAKDOWN

GROWTH9
QUALITY0
STABILITY71
VALUATION92
GOVERNANCE51

METRIC BREAKDOWN

Revenue Growth (YoY)

Year-over-year revenue growth rate

+5.4%
9

> 50% strong

Gross Margin

Revenue retained after direct costs

N/A
0

> 50% strong

Cash Runway

Months of cash at current burn rate

999 months
100

> 24 months ideal

Debt / Equity

Total debt relative to shareholder equity

95.1%
14

< 25% strong

Price / Sales

Market cap relative to trailing revenue

2.7x
92

< 3x strong

Rule of 40

Growth rate plus operating margin

N/A
0

> 40 excellent

Insider Ownership

Percentage of shares held by insiders

3.3%
27

> 20% strong

Share Dilution (12M)

Share count increase over last 12 months

-8.4%
100

< 5% ideal

SCORE HISTORY

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DATA INFO

Last updated: May 4, 2026

Sources: SEC EDGAR, Financial Modeling Prep, Yahoo Finance. Not financial advice.